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U.S. and International Litigation Firm New York City And The World
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Injuries Archives

NY Court of Appeals- "caused by you acts or omissions"that the named insured wrongful actions be a proximate cause of the accident

New York's Highest Court, the NY Court of Appeals, issued a decision holding that the phrase "caused by you acts or omissions" in the additional insured endorsement requires that the named insured wrongful actions be a proximate cause of the accident. The Court of Appeals reversed the Appellate Division which had held that it was the same as "arise out of" such that employee injuries always created additional insured coverage. The decision narrows the coverage an requires some affirmative fault on the part of the named insured for the coverage to apply.